*, *::before, *::after { box-sizing: border-box; }

:root {
  --color-bg: #ffffff;
  --color-text: #1a1a1a;
  --color-muted: #555555;
  --color-accent: #2563eb;
  --color-border: #e5e7eb;
  --max-content: 720px;
  --max-landing: 960px;
}

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
}

a { color: var(--color-accent); text-decoration: none; }
a:hover { text-decoration: underline; }

.site-header {
  border-bottom: 1px solid var(--color-border);
  padding: 20px 24px;
}

.site-header-inner {
  max-width: var(--max-landing);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.site-header .brand {
  font-weight: 600;
  font-size: 18px;
  color: var(--color-text);
}

.site-nav a {
  margin-left: 20px;
  color: var(--color-muted);
  font-size: 15px;
}

.site-nav a:first-child { margin-left: 0; }

.site-nav a[aria-current="page"] {
  color: var(--color-text);
  font-weight: 600;
}

main {
  padding: 48px 24px;
}

.container {
  max-width: var(--max-content);
  margin: 0 auto;
}

.container-wide {
  max-width: var(--max-landing);
  margin: 0 auto;
}

h1 {
  font-size: 32px;
  line-height: 1.25;
  margin: 0 0 16px;
}

h2 {
  font-size: 22px;
  line-height: 1.3;
  margin: 36px 0 12px;
}

h3 {
  font-size: 18px;
  line-height: 1.4;
  margin: 24px 0 8px;
}

p { margin: 0 0 16px; }

ul { padding-left: 22px; margin: 0 0 16px; }
li { margin: 4px 0; }

.tagline {
  font-size: 18px;
  color: var(--color-muted);
  margin-bottom: 32px;
}

.contact-block {
  background: #f9fafb;
  border: 1px solid var(--color-border);
  border-radius: 6px;
  padding: 20px 24px;
  margin-top: 24px;
}

.contact-block p { margin: 4px 0; }

.effective-date {
  color: var(--color-muted);
  font-size: 15px;
  margin-bottom: 24px;
}

.site-footer {
  border-top: 1px solid var(--color-border);
  padding: 32px 24px;
  margin-top: 64px;
  color: var(--color-muted);
  font-size: 14px;
}

.site-footer-inner {
  max-width: var(--max-landing);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 32px;
  justify-content: space-between;
}

.site-footer .footer-business p { margin: 2px 0; }

.site-footer .footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 16px;
}

.site-footer .footer-links a {
  color: var(--color-muted);
}

@media (max-width: 640px) {
  h1 { font-size: 26px; }
  main { padding: 32px 20px; }
  .site-header-inner, .site-footer-inner { flex-direction: column; align-items: flex-start; }
  .site-nav a { margin-left: 0; margin-right: 16px; }
}